We used to live in a world of spend, spend, spend but ever since the recession we’re holding onto our fashion dollars just a little bit tighter. Faced with limited cash, you may be looking more closely at what you really want, and more importantly, need to buy in order to look fashionable and hip.

Which items deserve a good portion of your budget and which ones should be inexpensive add-ons? Check out our Skimp or Spend Checklist below to find out.

1. Skimp on Accessories

One sure way to waste money is to buy expensive accessories to complete a look of the moment. Accessories are very important to finish a look, but be careful. It’s fine to pay top dollar for a belt you wear all the time but don’t waste your money on an expensive belt with a short style life.

2. Spend on the Important Basics

Spending a decent amount on a great classic shirt, a beautiful cashmere sweater and one great white stretch t-shirt is important, even it means paying a higher price. These, along with other wardrobe basics, are investment pieces. The foundation of your wardrobe should be quality staples that will get daily wear; they tend to cost a little more but will certainly be worth it for the amount of wear they will get.

3. Skimp on Casual Shoes

Unless you’re buying shoes for work (which need to be the best quality you can find) shoes do not need to be expensive. Go often to your favorite discount shoe stores to get the best offerings. If you are just running around on the weekends, you don’t need to wear expensive shoes. Save your money for buying shoes when it really matters, like great work shoes or sneakers to exercise in.

4. Spend on Jeans

The most important thing about jeans is to find a pair that fit you perfectly, regardless of price. Get over the label obsession and keep shopping until you find the perfect pair for your body. Remember, no one will notice the brand of jeans if they’re looking at your fabulous figure in perfectly fitting jeans.

5. Spend on a Good Bra

Think of your outfit as a building. Without a good foundation, the whole thing will crumble. Keep this in mind when you go bra shopping, and make sure you get professionally fitted for a bra that will lift and separate. A good bra will make you look taller and thinner by picking the girls up off your tummy and getting them back on your chest where they belong!

6. Skimp on Expensive Jewelry

It’s nice to have some high end jewelry, but pearl necklaces and diamond studs can only get you so far. It’s more stylish and fun to add costume jewelry to your wardrobe. Big chunky necklaces, flashy cocktail rings, and long dangly earrings add personality to your outfits. You can find great costume jewelry at just about any clothing store. It’s the easiest way to add color and excitement to an ensemble.

Nothing can mean more to married people than a long-lasting and firmly-founded relationship that is filled with happiness, peace, fidelity, and, of course, love. When such bond between a married couple turns a year old and onwards, this calls for an anniversary celebration calls.

The word anniversary comes from the Latin word anniversaries which means (re)turning yearly. Basically, an anniversary is a commemoration of a past event that took place on the same day of the year, being the inaugural of the event. Birthdays, wedding anniversaries, and death anniversaries are examples of annual commemorations in the lives of people.

But the word ‘anniversary’ does not just equate with the yearly turning of a legally and spiritually established relationship between married couples. It is considered as a major milestone by a couple who has willingly and strongly faced the odds and challenges that they encounter in their relationship together. It is an exquisite declaration of the couple who displays an intense determination to stay on the course and explore the many possibilities in store for their relationship in the years to come.

At a more personal level, this memorable event calls for the couple to acknowledge the bond between the two of them with tastefully chosen gifts that they give to each other. The gifts that they present to each other are an expression of how they acknowledge and embrace the uniqueness of his or her partner. In this case, anniversary gifts are to be properly and carefully chosen because they speak not only of the needs but also of how they represent the personality of the husband or wife. Nevertheless, whether the gift is expensive or custom-made or simple or lavish, what matters more for the couple than the monetary value that goes along with the gifts being exchanged with each other is the thought of remembering and being remembered and still holding on to the vow that they made and promised to uphold for a lifetime of love and companionship.

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